I grew up with a dad in the insurance business and worked at his office during summers. In April
2006, I purchased an agency of my own in Guntersville, where I live with my wife and three
daughters.
Keywords
Allstate,
Allstate Insurance,
Insurance,
Insurance Agent,
Car Insurance,
Auto Insurance,
Homeowners Insurance,
Home Insurance,
Life Insurance,
Car Insurance Quotes,
Auto Insurance Quotes,
Home Insurance Quotes,
Life Insurance Quotes.
Reviews
This listing was not reviewed yet:
Your review for Michael Higdon: Allstate Insurance
My name is Alex Stanford, I am a customer service representative and have been with the Higdon Insurance Group since 2018. I love connecting with customers and providing them the best customer service possible while helping them through their time of need. I am licensed in Property and Casualty insurance. I am originally from Chattanooga, TN and now reside in Albertville, AL with my husband Alex and our dog Dixie. Outside of work I enjoy attending sporting events, concerts and spending time with my family and friends.
Teresa McCollum
Associate Agent
I am a resident of Marshall County. I joined the Michael Higdon Agency in 2018. In the office, I love getting to know customers and being there for them in their time of need. I specialize in auto insurance, homeowners insurance and life insurance. I have been married to my husband since 2007 and we have two children. When I’m not at work, I enjoy family time and watching my kids participating in their sports.
Caleb Estes
Associate Agent
My Name is Caleb Estes, I am a licensed agent and have been with the Higdon Insurance Group since 2020. I was born and raised in Guntersville, so it is an honor to serve this community and assist them with their insurance needs, as well as throughout the state. My main responsibilities are helping see customers and potential customers have adequate insurance coverages on all their personal items including car insurance, boat insurance, ATV insurance and more. My wife Caleigh and our two kids, Cate, and Cole, reside in Guntersville. Outside of work I love spending time with my family and friends and enjoying the outdoors.
Products And Services
Allstate Auto Insurance
Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property. We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverages, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car. I can help you choose a combination of coverages that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!
Allstate Home Insurance
Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more. Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.
Allstate Life Insurance
Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage Allstate offers.
Allstate Renters Insurance
Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism, and cover family liability. Give me call today to review what type of coverage makes sense for where you live and what you own.
Allstate Motorcycle Insurance
Our motorcycle policies include the basic coverage you may need, like liability coverage, which includes passenger liability coverage and uninsured motorist coverage. You can further customize your motorcycle policy with collision coverage and comprehensive coverage to help protect your bike. And, if you have a customized ride, you can help protect your aftermarket gear with optional equipment coverage. Contact me to learn about motorcycle insurance discounts and to get started with a quote for a policy that fits your needs.
Allstate Condo Insurance
Helps protect the portion of your condo, co-op or townhome for which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!
Allstate Personal Umbrella Policy
Provides you with liability coverage above and beyond what your Auto/Home policy cover for your additional protection from large scale accidents. You’ve worked hard to get where you’re at today, let’s talk through your risks today and see if additional coverage is right for you.
Allstate Scheduled Personal Property (SPP)
Additional protection as an add-on to an Allstate property insurance policy (home, condo, renters) for a specific, valuable item such as an engagement ring, watch, fine antiques and more.
Allstate Landlords Insurance
Helps protect the structure of your rental property , from covered accidents such as fire, wind/hail, vandalism and more. It also offers protection for the liability you might face as an owner. Let’s chat about the right coverage for your additional property!
Allstate Manufactured Home Insurance
Helps protect permanently installed manufactured homes, personal belongings, and liability.
Allstate Boat Insurance
Helps cover your boat on and off the water. Watercraft liability coverage helps pay for another person’s expenses if you injure them or damage their property with your boat. If you’re injured in a boating accident, watercraft medical payments coverage helps pay for your medical bills. Need to repair damage to your boat after an accident? Property coverage for your boat helps cover a crash with another boat or object (like a pier or buoy). It also helps cover theft, vandalism or fire. Help protect your boat against these covered perils during the on- and off-season. We also offer additional coverage for things like your boat trailer, fishing equipment and even towing or fuel delivery when you’re stranded. Need a boat insurance quote? Give me a call today!
Allstate ATV Insurance
Help protect yourself and your all-terrain vehicle against the unexpected. We offer bodily injury liability coverage and property damage liability coverage on your ATV insurance policy. If you injure someone else or damage their property while driving your ATV, liability coverage helps pay the other person’s medical or repair bills. If your ATV is damaged in a crash, collision coverage may help. Collision coverage for your ATV helps pay for repairs if you hit another object, such as a fence or a tree. Finally, you may want to consider comprehensive coverage for your ATV in case it’s stolen, vandalized or damaged by hail or fire. Give me a call to get a quote on an ATV insurance policy today!
Allstate Business Insurance
Allstate Business Insurance protects your business in ways other insurance might not. A business owners policy (BOP) usually includes three common types of coverage to help protect you and your small business: property coverage, general liability coverage and business interruption coverage. In addition to these basic coverages, the Allstate Business Owners Policy can be customized with additional protection to help cover more aspects of your business. I can help you tailor a policy to fit your small business’s needs. As a small business owner myself, I understand how important it is to protect what you’ve worked so hard to build. Call me for a free review of your current business policy and to learn more about insurance solutions to help protect you, your business and your employees.
